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Entrepreneurship

Home Buying Power Down 22% [Video]

Home Buying Power Down 22%

Wednesday’s 100 basis point hike to the overnight interest rate brings the total increases this year to 2.25%.   This will understandably have a profound impact on housing prices.     

The monthly payments to purchase the same home in January compared to today are up $1,100, or 52%.   The rising rates have already seen around a 20% decline in prices in the GTA, and here in Vancouver, around 11%.

The full effects of the recent rate hike have yet to be felt.   Plus, current indications are that rates will be raised to 3.75% by year end, adding another 1.25% before the Bank of Canada levels off.    

The word Recession has become predominant recently, though the robust job market is doing its best to hold it at bay.  June produced the lowest employment rate in recorded history, coming in under 5% for the first time ever.  

There is no question property prices are going to go lower in Vancouver – current estimates point to 15% HPI.  With the cost of borrowing up, this isn’t making homes more affordable, as monthly payments for the lower price home are as high as the higher priced home with lower rates.      Cash buyers are the real winners here.

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Entrepreneurship

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Entrepreneurship

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Entrepreneurship

Create a Free Website with HubSpot’s AI Website Builder (In 15 Minutes!) [Video]

In this HubSpot website tutorial, I share how to build a website using HubSpot’s AI website builder.HubSpot is a leading CRM platform for all types and sizes of businesses. They offer dozens of powerful free features including their AI website builder.✅ Get started with HubSpot for free here:👉 https://hubspot.sjv.io/stewartgauld*IMPORTANT NOTE: The HubSpot link up above is an affiliate link, which means we will get a commission if you upgrade to a paid plan through this link (with no extra cost to you), this helps support our channel and we thank you in advance!✅ I created a functional CRM and business toolkit with Google Sheets called Sheetify CRM that connects to Google Workspace and allows you to send bulk 'personalized' emails in just a few clicks, and manage clients, sales, tasks, and more! 👉 Learn more about my Google Workspace CRM here ➜https://www.sheetifycrm.com/products/sheetify-google-sheets-crm-template (Discount code SHEETIFY10OFF for 10% off!) Here are some helpful HubSpot video tutorials to help you on your journey:Learn how to setup your HubSpot account:https://youtu.be/7Ai_mfUdtPgHow to use HubSpot AI:https://youtu.be/yee1fb4zhNYHow to use HubSpot tasks:https://youtu.be/hL5lLeXW04UTop 13 HubSpot CRM Features that are 100% Free:https://youtu.be/pqkyUKpUPQ0How to use HubSpot’s pipeline:https://youtu.be/XjK7831oKEsHow to create landing pages with HubSpot:https://youtu.be/CyLpN3mB9agHow to engage in Email marketing with HubSpot:https://youtu.be/jf1CXYNrJUwHow to use HubSpot on mobile:https://youtu.be/UPlUrLFCYVULearn how to make a website for free with HubSpot:https://youtu.be/irMel_RBUNkLearn how to schedule meetings with HubSpot:https://youtu.be/cWQIUGrQcRI Today we navigate through this HubSpot AI website tutorial:0:00 Intro00:52 Getting started01:16 Website templates02:34 Page templates02:44 Customize pages04:26 HubSpot AI05:48 Other modules09:59 Add website pages10:21 Global content11:42 Customize header and menu13:34 Blog posts13:57 Outro Are you interested in joining our small business community?Join us to receive actionable tips, tutorials and tools to grow your small business online (Subscribe to our email list) or join our exclusive community here: https://mailchi.mp/71ac3fcdbfdf/stewart-gauldLet me know if you found this HubSpot website tutorial. Also, if you require any help or support, make sure to get in touch with us today.Thanks for watching and enjoy!#hubspot #aiwebsite